ApproveThis manages your Raytio Integration approvals.

When Approval Meets Access Management

Modern businesses face a dual challenge: maintaining airtight security protocols while keeping workflows moving at digital speed. This is where ApproveThis and Raytio form a powerhouse combination. By connecting these platforms through Zapier, organizations gain a closed-loop system for managing access requests, verifying identities, and securing approvals - all while maintaining full audit trails.

Raytio specializes in verified customer onboarding and access management, reducing fraud risks through rigorous identity checks. ApproveThis adds structured decision-making to this foundation, enabling teams to:

• Automatically route Raytio access applications to the right approvers
• Embed calculated risk assessments into approval logic
• Maintain compliance with multi-layer verification processes

How Fintechs Accelerate Client Onboarding

Consider a cryptocurrency exchange using Raytio for KYC checks. When a high-risk client application arrives, their Zapier integration triggers an ApproveThis workflow requiring:

1. Automatic risk scoring via calculated fields
2. Parallel approvals from compliance and senior management
3. Escalation paths for discrepancies

This setup reduced approval cycles from 72 hours to 8 hours for Tier 1 Financial Services Corp, while maintaining strict SEC guidelines. Approvers received email notifications with embedded Raytio verification data, enabling decisions without logging into multiple systems.

Three Real-World Workflow Solutions

1. Automated Access Approvals

When Raytio detects a new access application (like a vendor portal request), ApproveThis triggers a multi-stage review:

- First-line managers verify operational need
- IT security confirms access level appropriateness
- Finance approves associated costs

A healthcare SaaS provider implemented this to manage 400+ monthly vendor access requests. Their compliance team gained real-time visibility into pending approvals through ApproveThis' dashboard, while Raytio maintained audit-ready access records.

2. Bidirectional Compliance Sync

An e-commerce platform connects both directions:

Raytio → ApproveThis: High-value customer applications trigger enhanced due diligence approvals
ApproveThis → Raytio: Approved risk exceptions automatically update customer profiles

This bi-directional flow eliminated manual data entry for a luxury retailer handling VIP clients, reducing human error in compliance reporting by 68%.

3. Webhook-Powered Escalations

For time-sensitive requests like fraud alerts, Raytio webhooks trigger ApproveThis workflows with:

- Automatic severity scoring
- Conditional routing to on-call staff
- SMS alerts for critical thresholds

A payment processor using this integration achieved 93% SLA compliance on fraud resolution, with full audit trails meeting PCI-DSS requirements.

Implementation Made Simple

Setting up the integration takes three steps in Zapier:

Step 1: Connect Raytio as trigger source
Choose events like "New Access Application" or "Webhook Submission"

Step 2: Map critical data points
Pull Raytio verification scores, applicant details, and risk flags into ApproveThis request fields

Step 3: Configure approval logic
Set thresholds where high-risk applications require additional sign-offs

Key advantage: External approvers only need ApproveThis access - no additional Raytio licenses required. This keeps costs predictable when working with auditors or client stakeholders.

Cross-Functional Benefits

Security Teams

Embed approval gates before sensitive access grants while maintaining Raytio's verification rigor. Vacation delegation ensures continuous coverage during staff shortages.

Finance Departments

Auto-approve low-risk vendor applications under $5K using ApproveThis thresholds, while routing exceptions through procurement committees. Real-time tracking prevents budget overruns.

Compliance Officers

Maintain immutable records with timestamps showing Raytio checks preceding approvals. Use calculated fields to flag high-risk geographies or industries automatically.

Beyond Basic Automation

While simple "if-this-then-that" workflows provide value, the real power emerges when combining both platforms' advanced capabilities:

Dynamic Risk Adjustments
Feed Raytio's real-time risk scores into ApproveThis' conditional routing. A client's deteriorating credit rating could automatically escalate approval requirements.

Multi-Org Governance
Parent companies can oversee subsidiary access approvals without direct Raytio involvement. Approval groups ensure local and corporate stakeholders align.

Compliance Reporting
Export combined approval/access records from both platforms for unified audit trails. Timestamp matching proves due diligence sequence.

Getting Started

Begin with a single high-impact workflow:

1. Identify a recurring approval bottleneck involving external parties
2. Map current Raytio data flows and decision points
3. Build parallel approval paths in ApproveThis
4. Test with a controlled user group

Most teams see ROI within 30 days through reduced escalation emails and faster cycle times. The Zapier integration maintains flexibility as processes evolve.

The Future of Secure Workflows

As regulatory scrutiny intensifies, combining verification and approval systems becomes strategic. ApproveThis and Raytio through Zapier create an adaptive framework that:

- Scales from startup to enterprise requirements
- Adapts to new compliance mandates
- Maintains human oversight where needed

Financial institutions using both platforms report 40% faster audit preparation and 22% reduction in unauthorized access incidents - tangible results in an era of escalating cyber threats.

Take the Next Step

Ready to transform your access approvals from security chore to strategic advantage? Start your ApproveThis trial or explore Raytio's capabilities today. For integration assistance, our team offers customized workflow reviews to maximize your Zapier investment.

Not tech-ready yet? Download our playbook "7 Ways to Reduce Fraud Through Structured Approvals" for immediate process improvements while you plan automation steps.