ApproveThis manages your Scarlett Network Enhanced Integration approvals.

Why Approval Automation Matters in Mortgage Brokering

Let’s cut to the chase: mortgage brokers using Scarlett Network Enhanced already know how to process deals. What they don’t love is chasing down signatures, waiting for compliance greenlights, or explaining loan terms to third-party vendors for the tenth time. That’s where ApproveThis comes in – not as another platform to learn, but as the missing piece that turns your Scarlett workflows into closed deals.

When you connect these two through Zapier, you’re not just automating approvals. You’re creating a system where every document review, compliance check, and deal escalation happens without manual handoffs. For teams handling 50-5,000 loans annually, this isn’t about convenience – it’s about closing more deals before rate locks expire.

ApproveThis vs. Scarlett: What Each Does Best

Scarlett Network Enhanced is your deal factory – it manages applications, documents, and lender relationships. ApproveThis is your decision engine – it routes files to the right people, enforces business rules, and tracks every approval. Together, they handle the entire lifecycle:

1. Scarlett captures the deal details
2. ApproveThis manages compliance checks/approvals
3. Scarlett updates deal status automatically

The kicker? Approvers using ApproveThis don’t need Scarlett licenses. When you’re working with external underwriters or legal counsel, this means no more buying seats just for occasional reviews.

Real-World Workflows for Mortgage Teams

Use Case 1: Instant Compliance Checks on New Documents

Picture this: A loan officer uploads a borrower’s tax returns to Scarlett. Within seconds, ApproveThis:

• Routes the file to your compliance team
• CCs the branch manager if amounts exceed $1M
• Auto-approves standard W-2s under $250k

How it works: Zapier triggers an approval request in ApproveThis whenever Scarlett gets new documents. Compliance teams approve via email – no login required. Approved files auto-update in Scarlett with reviewer notes.

Impact: Midwest Mortgage Co. cut document review time from 48 hours to 4 hours using this setup.

Use Case 2: Deal Pipeline That Moves Itself

When a borrower submits their application in Scarlett, ApproveThis can:

• Route high-DTI applications to senior underwriters
• Send FHA loans to specialty teams
• Escalate expired pre-approvals to sales managers

Here’s the magic: Approval thresholds in ApproveThis automatically approve standard conforming loans while flagging exceptions. Sales teams spend less time babysitting applications and more time sourcing leads.

Use Case 3: Third-Party Reviews Without the Headache

Need an external attorney to sign off on HELOC docs? ApproveThis handles it without giving vendors Scarlett access:

1. Scarlett triggers an approval request when HELOC docs are ready
2. ApproveThis emails the attorney a secure link
3. Attorney reviews/approves directly in the email
4. Scarlett deal status updates automatically

Bonus: Vacation delegation ensures requests never stall if your usual counsel is out.

Features Mortgage Teams Actually Use

While ApproveThis has plenty of bells and whistles, these are the tools that matter for Scarlett users:

Email-Based Approvals

Underwriters can approve files from their phone between meetings. No app downloads, no passwords – just tap “Approve” in the email.

Calculated Fields

Auto-calculate debt-to-income ratios in ApproveThis using data from Scarlett. Set rules like “Auto-approve if DTI ≤ 43% with compensating factors.”

Approval Groups

Require consensus from all three regional managers for non-QM loans, but only one signature for conventional refinances.

Real-Time Tracking

See which deals are stuck waiting on appraisals vs. those pending final underwriting. Color-coded statuses match your Scarlett pipeline view.

Setting It Up (Without Losing Your Mind)

If you can order DoorDash, you can connect these systems:

1. Create a Zapier account
2. Choose your Scarlett trigger (New Document, Deal Submitted, etc.)
3. Select ApproveThis as the action app
4. Map Scarlett data fields to your approval template
5. Test with a live deal

Pro tip: Start with one workflow (like doc approvals) before automating your entire pipeline.

Who Benefits (Besides Everyone)

Operations Teams

No more playing detective to find missing signatures. All approval histories live in ApproveThis, synced with Scarlett deal IDs.

Sales Managers

Get instant alerts when high-value deals clear compliance. ApproveThis’ mobile interface shows which loans need immediate attention.

Compliance Officers

Built-in audit trails meet TRID requirements. Every approval/rejection includes timestamps, comments, and approver credentials.

Why This Combo Works When Others Fail

Most approval tools treat mortgage deals like generic paperwork. ApproveThis gets specific:

• Conditional Routing: Jumbo loans go straight to VP-level approvers
• Auto-Escalation: Unanswered requests bump to backup underwriters after 2 hours
• Document Previews: Review 1004 forms without downloading files

It’s not about replacing Scarlett – it’s about adding decision-making layers that understand mortgage workflows.

Getting Started

If you’re using Scarlett Network Enhanced for more than 50 deals annually, here’s your playbook:

1. Register for ApproveThis (14-day free trial)
2. Book a 20-minute setup call with our mortgage workflow experts
3. Clone our pre-built Scarlett approval templates

Or skip the trial and schedule a live demo showing exactly how Midwest Mortgage saved 11 hours/week on approvals.

The Bottom Line

In mortgage brokering, speed isn’t just convenient – it’s competitive. By connecting ApproveThis with Scarlett Network Enhanced, you’re not automating paperwork. You’re ensuring that:

• Borrowers get faster approvals
• Loan officers close more deals
• Managers sleep easier knowing compliance is handled

The hardest part? Explaining to your team how they ever worked without it.