ApproveThis manages your RiskAdvisor Integration approvals.

When Approval Management Meets Risk Intelligence

Insurance teams face a constant balancing act: moving quickly to serve clients while maintaining rigorous compliance standards. RiskAdvisor excels at connecting clients with optimal policies through its risk profiling tools, while ApproveThis brings structure to the decision-making processes surrounding those policies. Together, they create an operational rhythm where risk assessment and approval workflows move in lockstep.

Why This Integration Changes the Game

Connecting RiskAdvisor to ApproveThis via Zapier eliminates manual handoffs between policy analysis and authorization. Underwriters gain real-time visibility into approval statuses directly within their existing RiskAdvisor workflows, while approvers receive contextual data to make faster decisions. This integration proves particularly impactful for:

• Teams managing high-volume specialty insurance lines
• Brokerages coordinating between internal underwriters and external partners

Four Ways to Transform Insurance Operations

1. Client Onboarding Without Bottlenecks

When RiskAdvisor detects a new client profile, ApproveThis automatically routes underwriting checklists to relevant stakeholders. A surplus lines brokerage used this to reduce onboarding time from 72 hours to 8 hours by:

- Triggering E&O insurance verification the moment high-risk clients appear
- Escalating complex cases to senior underwriters via approval thresholds
- Maintaining audit trails compliant with NAIC regulations

2. Policy Endorsements That Keep Pace With Market Demands

Every new policy created in RiskAdvisor can initiate layered approvals in ApproveThis. A commercial P&C carrier implemented conditional logic to:

- Auto-approve routine endorsements under $50k
- Require reinsurance team sign-off on catastrophe-exposed policies
- Sync approved terms back to RiskAdvisor policy documents

3. Quote-to-Bind Acceleration

By connecting quote submissions to approval workflows, agencies prevent binding delays. One MGU reduced their quote expiration rate by 40% using:

- Automated reminders to approvers 24 hours before quote expiration
- Calculated fields comparing quoted premiums against risk appetite thresholds
- Email approvals allowing external reinsurers to approve without system access

4. Audit-Ready Decision Logging

When ApproveThis records an approval decision, Zapier pushes detailed notes into RiskAdvisor's risk profiles. This creates a compliance safety net by:

- Tagging approvals to specific regulation checkpoints (e.g., GDPR Article 6)
- Maintaining chain of custody for delegated approvals during vacations
- Generating ready-to-submit documentation for DOI audits

Technical Setup Made Simple

Connecting the platforms takes under 15 minutes:

1. In Zapier, create a new Zap with RiskAdvisor as the trigger app
2. Select an event like "New Policy" or "Submitted QuoteForm"
3. Choose ApproveThis as the action app
4. Map RiskAdvisor data fields to your approval template
5. Test with live data to confirm routing logic

Pro Tip: Use ApproveThis' calculated fields to auto-populate risk scores from RiskAdvisor's API into approval rationale sections.

Team-Specific Advantages

Underwriting Teams

Approval thresholds aligned with underwriting guidelines prevent junior staff from exceeding authority limits. Vacation delegation ensures uninterrupted workflow during peak seasons.

Sales/Brokerage Teams

External producer approvals occur via email without requiring RiskAdvisor licenses. Real-time tracking dashboards show exactly where each submission stands.

Compliance Officers

All decisions carry timestamps, approver credentials, and policy references. Approval groups enforce mandatory consensus on restricted risk categories.

The Hidden Advantage: License Efficiency

ApproveThis eliminates the need to purchase RiskAdvisor seats for occasional approvers. External reinsurers, claims adjusters, and third-party administrators can approve requests via email while maintaining full compliance tracking within your primary RiskAdvisor environment.

Making It Work For Your Organization

Start with high-frequency/low-risk approval scenarios like:

- Renewal declinations requiring manager confirmation
- Marketing material approvals for FINRA-regulated content
- Binding authority checklists for MGA partners

As teams adapt, expand to complex workflows like:

- Cross-border policy approvals with jurisdiction-specific rules
- Catastrophe exposure packages requiring actuarial sign-off
- Surplus lines stamping office documentation workflows

Next Steps for Streamlined Operations

The ApproveThis-RiskAdvisor integration through Zapier isn't about adding another tool—it's about making your existing tech stack work harder. By embedding structured approvals into natural workflow touchpoints, insurance teams reduce friction while increasing compliance visibility.

Ready to eliminate approval bottlenecks? Register for ApproveThis or schedule a personalized demo to see how approval automation integrates with your RiskAdvisor workflows.

For more on RiskAdvisor's capabilities, visit their official site: RiskAdvisor.com