ApproveThis manages your bunq Integration approvals.

When Banking Meets Approval Workflows

Let's cut to the chase: finance teams hate chasing signatures. Accounting managers lose sleep over unauthorized purchases. And CFOs? They just want to know the money's moving without twelve people forwarding the same email thread.

That's where ApproveThis and bunq come in. Bunq handles the money moves. ApproveThis handles the "can we actually do this?" conversations. Connect them through Zapier, and you've got a system where financial approvals happen faster than your office barista can spell "venti."

Why This Combo Works for Mid-Sized Companies

If your company has between 50-5,000 employees, you're big enough that finance approvals matter, but small enough that you can't afford enterprise-level bureaucracy. Here's the kicker:

• Approvers don't need bunq access: Your external vendors or department heads can approve payments without getting bank logins
• Real-time math: Auto-calculate VAT thresholds or project budgets directly in approval requests

Example: A 200-person SaaS company uses approval thresholds to auto-approve AWS bills under $5k, but routes larger cloud expenses to their CTO. Saves 8 hours/week in invoice reviews.

Three Ways This Integration Actually Solves Problems

1. Balance Changes That Don't Surprise Anyone

The Zap: Bunq balance update → ApproveThis request → Slack alert to CFO

Why it matters: When your EU-based e-commerce client sees a 20% dip in daily balances, ApproveThis triggers an immediate review. The finance team approves investigating currency hedging without waiting for the monthly report.

2. Card Payments That Can't Slip Through

The Zap: Bunq card transaction → ApproveThis request → Denied? Auto-lock card

Real talk: A marketing agency caught a $12k unauthorized Facebook ad spend by requiring post-purchase approvals. Their account lead now gets instant approve/deny power via email - no app logins needed.

3. Approvals That Actually Make Payments Happen

The Zap: ApproveThis approval → Bunq draft payment → QuickBooks update

Nonprofit case: After board approval via ApproveThis, bunq automatically queues grant disbursements. Saves 3 days per payment cycle versus their old DocuSign → bank portal process.

Setting This Up Without IT Involvement

Here's the playbook even your least tech-savvy ops manager can follow:

1. Create Zapier connection between bunq and ApproveThis (takes 4 minutes)
2. Set rules in ApproveThis: "Route all card payments >€1k to department heads"
3. Turn on email approvals so vendors can OK invoices without another portal login

Pro tip: Use ApproveThis' vacation delegation so summer holidays don't bottleneck payments when Jan from accounting is off sailing in Croatia.

Who Benefits Beyond Finance Teams?

Procurement Teams

Example: Auto-approve recurring SaaS subscriptions under contract limits, but require CISO sign-off for new security tools. ApproveThis adds vendor risk assessments directly into the workflow.

Operations Managers

Real-world win: A manufacturing company links equipment purchase approvals in ApproveThis to bunq's multi-currency accounts. Approvers see exact conversion rates at decision time.

External Partners

Law firm case: Clients approve case budgets via ApproveThis email links. Funds get reserved in bunq sub-accounts without sharing main banking credentials.

What You Can't Do (And Why That's Good)

Let's manage expectations:

• No instant payments: Drafts in bunq still require final confirmation - which is actually a fraud protection plus
• Approval ≠ Accounting: You'll still want to connect QuickBooks or Xero for full GL sync

But that's the point - this isn't some all-in-one fantasy. It's airtight approvals meeting modern banking, without pretending to replace your entire stack.

Making This Work For Your Industry

Retail/E-commerce

Use calculated fields to auto-approve inventory purchases when margins stay above 55%. Bunq handles the EUR→USD conversions; ApproveThis enforces the margin rules.

Professional Services

Tag approvals by client project in ApproveThis. Auto-route overages to project managers before bunq releases retainers.

Nonprofits

Require board member consensus for large grants via approval groups. Bunq sub-accounts keep restricted funds separate without manual transfers.

The Nuts and Bolts You Care About

Security: ApproveThis uses bank-grade encryption; bunq's licensed under the Dutch Central Bank. Your auditors will approve.

Pricing: No per-approver fees. Your external legal counsel doesn't cost you an extra ApproveThis seat when reviewing contracts.

Mobile Fix: Approvers can reject sketchy transactions from their phone lock screen. No app download required.

How to Not Screw This Up

Common mistakes we've seen (and how to avoid them):

• Setting approval thresholds in absolute dollars instead of percentages → leads to false positives during growth spurts
• Forgetting vacation delegates → payments get stuck when approvers are OOO

Fix: Use ApproveThis' conditional logic to adjust thresholds based on rolling revenue averages. Auto-assign backups from org charts.

Ready to Stop Playing Approval Tag?

If you made it this far, you've got two options:

1. Keep forwarding invoices in Slack and hoping someone replies
2. Spend 15 minutes setting up an approval system that works while you sleep

Book a demo and we'll show exactly how a 500-person tech company cut their approval times by 72% using these exact bunq workflows. Or start a free trial and connect your first Zap in the time it takes to drink a cold brew.

P.S. If you still like manually reconciling card statements, we won't judge. Much.