ApproveThis manages your LendingPad approvals.

When Loan Origination Meets Approval Automation

Let’s get real – mortgage processing has always been a paperwork tornado. But here’s the kicker: LendingPad already handles the loan origination grind, while ApproveThis owns the approval chaos. Combine them through Zapier, and you’ve got a system where loans move forward only when the right people say "yes" – without the endless email chains or missed deadlines.

This isn’t about replacing your LOS. It’s about adding guardrails to prevent compliance slip-ups and speed up decisions. Think of it like putting your entire mortgage workflow on autopilot – except the autopilot actually listens to your underwriters and compliance team.

How This Duo Actually Works

Zapier acts as the messenger between LendingPad and ApproveThis. When something happens in one app, Zapier tells the other app to take action. No coding, no IT tickets – just plain-English rules like "When a loan file gets updated, make my VP of Underwriting approve the changes."

Here’s why this matters for lenders:

• No More License Headaches: Approvers only need ApproveThis access – no extra LendingPad seats required. Perfect for external partners or execs who just need to approve, not poke around your LOS.
• Real-Time Compliance Checks: Automatically flag loans that need extra scrutiny based on LTV ratios, credit scores, or your own custom rules.

Use Case 1: The Compliance Safety Net

Scenario: Loan Officer Updates Terms → Automatic Approval Chain

Picture this: Your team in LendingPad adjusts a loan’s interest rate to lock in a jumbo loan. Zapier instantly creates an ApproveThis request that routes to:

• Underwriting Manager (must approve within 24 hrs)
• Compliance Officer (checks TRID rules)
• VP of Lending (if loan exceeds $2M threshold)

Why it works: ApproveThis’ calculated fields automatically determine if the rate change triggers additional reviews. Meanwhile, LendingPad keeps humming along – no workflow interruptions.

Real impact: A mid-sized lender reduced post-close audits by 62% in 6 months by automating these compliance checks.

Use Case 2: From Approval to Funded Loan

Scenario: Approved Conditions → Auto-Create Loan File

Here’s where it gets juicy. When ApproveThis gets a "yes" on special loan conditions (like a builder credit approval), Zapier tells LendingPad to:

• Create the loan file with pre-filled data from the approval
• Assign to the right processor based on loan type
• Set deadlines based on APR lock expiration dates

Killer feature: ApproveThis’ vacation delegation ensures approvals never stall. If the usual approver’s OOO, requests automatically reroute to their backup – no manual handoffs.

Who Actually Benefits

Underwriting Teams

Set approval thresholds in ApproveThis to auto-approve loans under $500k with clean docs. Only exceptions get human attention. Underwriters become strategic reviewers instead of paperwork jockeys.

Sales Managers

When LO commissions need approval, integrate ApproveThis with LendingPad’s compensation reports. Approvals happen via email – no logins required for busy sales execs.

Compliance Officers

Automatically require dual approvals for high-risk loan products. All decisions are timestamped and auditable – perfect for those surprise CFPB exams.

Setting This Up Without Losing Your Mind

Step 1: Create a Zapier account (free tier works for testing)

Step 2: Connect LendingPad and ApproveThis as apps in Zapier

Step 3: Choose your trigger:

• Option A: "When Loan Updated in LendingPad → Create ApproveThis Request"
• Option B: "When Request Approved in ApproveThis → Create LendingPad Loan"

Pro tip: Use ApproveThis’ calculated fields to auto-set LendingPad loan parameters. For example: "If APR > X%, require VP approval AND add 2-day rate lock extension in LendingPad."

Why This Isn’t Just Another Integration

Most LOS integrations just move data. This combo actually enforces your business rules. ApproveThis becomes the bouncer for your LendingPad data – nothing gets in or out without proper clearance.

Bonus perk: ApproveThis’ email-based approvals mean even technophobic investors or external partners can review requests without learning new software. They just reply "approved" – the system handles the rest.

When to Consider This Integration

This isn’t for every shop. But if you’re nodding to any of these:

• Your underwriters are drowning in "urgent" approval emails
• Loan processors constantly redo work because of unapproved changes
• Compliance spends more time chasing signatures than actual audits

...then it’s time to stop pushing paper and start automating decisions.

Getting Started

ApproveThis offers a 14-day free trial – no credit card needed. Pair it with your existing LendingPad account through Zapier (which has a free tier).

Register with ApproveThis or book a 15-minute demo to see how other lenders are cutting approval delays by 80%.

Pro tip: Bring your most annoying approval bottleneck to the demo. We’ll show you how to crush it.

Final Word

In mortgage lending, speed and compliance aren’t opposites – they’re requirements. By connecting LendingPad’s origination muscle with ApproveThis’ approval rigor, you’re not just automating workflows. You’re building an audit trail that regulators actually respect, while closing loans faster than the broker down the street.

Still manually routing approval emails? Let’s be honest – your competitors already stopped.