ApproveThis manages your Scarlett Network Integration approvals.

When Deal Management Meets Approval Automation

Let’s be real: mortgage brokers aren’t getting paid to chase down signatures or play phone tag with lenders. Yet that’s exactly what happens when deal approvals live in email threads, sticky notes, or (shudder) spreadsheets. Enter ApproveThis and Scarlett Network – two tools that turn approval bottlenecks into automated highways.

Scarlett handles the deal flow – applications, lender submissions, compliance checks. ApproveThis handles the decision-making – who needs to sign off, when, and under what conditions. Connect them via Zapier, and you’ve got a system where approvals happen before deals stall. Loan officers save 4-7 hours/week. Compliance teams stop playing detective. Branch managers actually see pipeline reports that aren’t fiction.

Why This Combo Works (When Others Don’t)

Most CRMs promise workflow automation. Scarlett’s good at what it does – tracking deals through the lending maze. But when you need human decisions (Is this fee structure compliant? Can we approve this rate exception?), things get messy. ApproveThis doesn’t just route requests – it enforces rules:

Scenario: A loan officer in Phoenix submits a deal with a 2% rate buydown. Scarlett tracks it. ApproveThis checks: Is this over the branch manager’s $5k discretionary limit? Yes → Escalate to regional director. No → Auto-approve with manager CC’d. All before the LO refreshes their inbox.

Bonus: Approvers don’t need Scarlett logins. CFO wants to review broker comp approvals? Add their email. Done. No extra seats, no user management headaches.

Four Ways This Duo Saves Mortgage Teams from Themselves

1. Deal Updates That Actually Trigger Action

Template: "Create approval requests for updated deals in ApproveThis"

How it works: LO tweaks the loan terms in Scarlett → Zapier pings ApproveThis → Approval request fires off to compliance + pricing desk.

Who cares: Regional lenders processing 500+ loans/month. Instead of “Hey, did you see my update?” Slack floods, updates auto-route. Compliance gets audit trails; sales ops knows which tweaks stuck.

2. Lender Responses That Don’t Get Lost in Shuffle

Template: "Generate workflow for lender responses in ApproveThis"

How it works: Underwriter at Big Bank PLC sends “Approved with Conditions” → Scarlett triggers → ApproveThis notifies processing team + creates task list.

Who cares: Busy branches using 10+ lenders. Now, conditions from Lender A don’t get handled by the team trained on Lender B’s quirks. Routing happens by lender rules, not memory.

3. New Apps That Don’t Require Begging for Reviews

Template: "Initiate approval requests for borrower applications"

How it works: Borrower submits app online → Scarlett fires trigger → ApproveThis routes to LO assistant for pre-underwriting checklist + branch manager for risk assessment.

Who cares: Shops drowning in refi requests. Junior staff handle docs; seniors only step in when apps hit certain LTV/DTI thresholds. No more “I thought YOU were reviewing the Portland apps!”

4. Post-Approval Updates That Keep Deals Moving

Template: "Submit deals to lenders after approvals"

How it works: Internal committee approves jumbo loan → ApproveThis tells Scarlett → Deal auto-submits to lender portal with all stamps attached.

Who cares: Teams dealing with strict turn-time lenders. No more missing the 2pm cutoff because someone forgot to click “Submit.” Automation hits deadlines even when the ops manager’s at lunch.

Setup That Doesn’t Require an IT Guy

If you can set up a Slack channel, you can connect these tools. Here’s the drill:

1. Zapier account: Free tier works. Upgrade if you process 500+ deals/month.
2. Pick your trigger: In Scarlett, choose events like “Deal Updated” or “Lender Response Received.”
3. Map the data: Tell Zapier which deal details ApproveThis needs (loan ID, amount, priority).
4. Set approval rules: In ApproveThis, build workflows like “Escalate >$1M deals to SVP” or “Auto-approve standard pricing exceptions.”

Pro tip: Use ApproveThis’ Calculated Fields to auto-flag deals where DTI >45% or LTV exceeds guidelines. No manual math required.

Who Gets Their Life Back

Loan Officers & Processors

Stop herding cats. Your deal updates automatically nag the right approvers (politely, via Email-Based Approvals). Vacation? Delegation rules reroute requests so closings don’t stall.

Compliance Officers

Sleep better. Every condition from lenders gets logged in ApproveThis. Real-Time Tracking means you can prove to auditors that yes, someone checked the TRID docs on 8/15.

Branch Managers

Finally, visibility. ApproveThis’ dashboard shows which deals are stuck, why, and for how long. No more surprises at the 15th of the month pipeline review.

Common “Yeah, Buts” We Hear

“We already use Scarlett’s approval features.”
Cool. Now add conditional logic. Example: Auto-approve fee changes under $250 but require dual signatures for anything affecting APR. Scarlett can’t do that.

“Our investors require wet signatures.”
No problem. ApproveThis handles digital approvals internally. When the 1003 form hits DocuSign, that’s your paper trail. Two systems, one happy investor.

“We work with external partners.”
Even better. ApproveThis approvers don’t need a Scarlett login. Title company needs to confirm fees? Add them via email. They approve; data syncs back to Scarlett. No guest seats, no extra costs.

Bottom Line: This Isn’t Just Another Integration

Mortgage is a game of speed and compliance. Scarlett gives you the deal flow; ApproveThis gives you guardrails. Together, they mean:

• Fewer conditions slipping through pre-close
• Zero “I didn’t know that was my job” approvals
• Actual visibility into what’s slowing down your pipeline

Ready to stop being a babysitter? Register for ApproveThis, connect your Scarlett Network account via Zapier, and let the robots handle the paperwork.